It’s easy to get caught in the posted mortgage rate trap at the big banks.   No, you won’t have to pay the posted rate on your next mortgage. Pretty much nobody does that any more, according to mortgage broker Robert McLister. The real danger is that posted rates will be used to calculate the […]

Do you use the Autopilot Scripts we’ve created for you to help stay in touch with your database?   The newest script, which just went live today, is called: Are You Considering a Renovation? The template talks about our historically-low rates and the advantage of using home equity to help make home improvements this fall/winter. […]

Back by popular demand are one-day Dominion Universities for Mortgage Agents & Brokers this spring across the country!   Registration will open shortly. Stay tuned for a communication from DLC Head Office. In the meantime, mark the date in your calendar for the DLC University closest to you: Victoria – February 11th Vancouver – February […]

Do you use an email tagline to encourage referrals? If not, you’re missing out on an opportunity to invite satisfied customers to forward your contact details to their family, friends and acquaintances. It’s important to remember that if you’re not asking for referrals your clients may not be passing on your details to people they […]

CMHC is hosting a free Avoiding Mortgage Fraud – Tips & Trends webinar on Thursday, November 28th at 11am-12pm PT, 2pm-3pm ET.     Select “Enter as Guest”. Type your full name and click on the “Enter Room” button.   To join the audio portion of the sessions – Dial-in Number: 1-877-413-4785; Participant Code: 9326527. […]

Congratulations to the final 2013 winners of MCAP’s iPad Mini giveaways (for October): Donna MacDonald, DLC Metro City Mortgages, for commitments; and Scott Travelbea, DLC Travelbea & Associates, for funding!   In celebration of 25 years in business, First National wants to send you to the Cayman Islands – as part of its first broker appreciation […]

The millennials (known also as the children of baby boomers born between 1972-1992) and the post Second World War baby boomers (born 1946-1965) are making the greatest impact on the real estate industry today.   “Both the boomers and the millennials want move-in ready homes,” says Century 21 Real Estate Canada President Don Lawby. His […]

In his 13 years as an insurance broker Bryan Yetman has regularly witnessed the havoc credit scores wreak on consumers. No case, however, unsettled the Past President of the Insurance Brokers Association of Ontario (IBAO) more than that of a woman diagnosed with breast cancer while in the midst of a divorce a few years […]

Industry News    Will higher mortgage rates ruin the housing market? How much will mortgage rates rise in the next 12 to 24 months?   Click here to watch a quick video with Globe and Mail Personal Finance Columnist Rob Carrick and BMO Chief Economist Doug Porter.   Canada’s small businesses want us to give […]

There has been a sea change at the Bank of Canada. No longer are policymakers setting a specific monetary course. For the first time in more than a year, they have dropped any reference to interest rates eventually rising.   At the same time, they’re also taking a less-rosy outlook for the economic climate, in […]